There is untapped magic in using simplicity to approach personal finance. Oftentimes, one approaches personal finance with dread and overwhelm because of its complex nature. Big Change Starts Small illustrates the power of simplicity as a necessary building block that creates momentum and fosters financial empowerment with every milestone we reach. Simplicity helps us establish a solid financial foundation by adopting small, intentional steps that feel attainable. Big Change Starts Small outlines simple steps to make sense of your personal finances: How you got here: Zakaria shares her personal debt story and how she accumulated over $105K in credit card debt because of tiny actions that seemed insignificant in the moment. She shows how simple steps work both ways, so you need to channel them in the right direction. Simple steps create momentum and foster confidence as you achieve small wins. Simplify Your Goals: Make it elementary-simple - break down each goal into subgoals and then into steps that can be broken down further into small, tiny actions. Grocery Savings: Zakaria is well-known for her grocery budgeting tips. This section will cover how she started saving and what shes learned, including simple shopping strategies that are game changers, home systems (freezer and pantry ideas), and routines (food and meal prep). Bill Savings: Understanding bill basics (dividing your bills between essentials and comforts), bill saving strategies, and debt savings using her 3A method (Assess, Address, Amplify) to pay off debt faster and with less money. Budgeting Better: Busting the myth that budgeting is too restrictive featuring Zakarias personal budgeting journey and what changed her perspective, including focusing on your spending by starting where you are. Ultimately, budgeting and spending reflect you, so they have to be true to your life and priorities, or they wont work. Conclusion: Simplicity does the heavy lifting when you commit to it.

• 关于产品：
• ● 正版保障：本网站隶属于中国国际图书贸易集团公司，确保所有图书都是100%正版。
• ● 环保纸张：进口图书大多使用的都是环保轻型张，颜色偏黄，重量比较轻。
• ● 毛边版：即书翻页的地方，故意做成了参差不齐的样子，一般为精装版，更具收藏价值。
• 
  关于退换货：
• 由于预订产品的特殊性，采购订单正式发订后，买方不得无故取消全部或部分产品的订购。
• 由于进口图书的特殊性，发生以下情况的，请直接拒收货物，由快递返回：
• ● 外包装破损/发错货/少发货/图书外观破损/图书配件不全（例如：光盘等）
  并请在工作日通过电话400-008-1110联系我们。
• 签收后，如发生以下情况，请在签收后的5个工作日内联系客服办理退换货：
• ● 缺页/错页/错印/脱线
• 
  关于发货时间：
• 一般情况下：
• ●【现货】 下单后48小时内由北京（库房）发出快递。
• ●【预订】【预售】下单后国外发货，到货时间预计5-8周左右，店铺默认中通快递，如需顺丰快递邮费到付。
• ● 需要开具发票的客户，发货时间可能在上述基础上再延后1-2个工作日（紧急发票需求，请联系010-68433105/3213）；
• ● 如遇其他特殊原因，对发货时间有影响的，我们会第一时间在网站公告，敬请留意。
• 
  关于到货时间：
• 由于进口图书入境入库后，都是委托第三方快递发货，所以我们只能保证在规定时间内发出，但无法为您保证确切的到货时间。
• ● 主要城市一般2-4天
• ● 偏远地区一般4-7天
• 
  关于接听咨询电话的时间：
• 010-68433105/3213正常接听咨询电话的时间为：周一至周五上午8：30～下午5：00，周六、日及法定节假日休息，将无法接听来电，敬请谅解。
• 其它时间您也可以通过邮件联系我们：customer@readgo.cn,工作日会优先处理。
• 
  关于快递：
• ● 已付款订单：主要由中通、宅急送负责派送，订单进度查询请拨打010-68433105/3213。